Can I Replace The Money Order I Wrote Something Wrong

Whether you received a money social club or bought one to pay someone else, losing it doesn't always mean saying bye to your funds.

Here'south how to cancel and supersede a money guild or get a refund.

Tin you abolish a money order?

You can cancel a money order that hasn't been cashed. (If information technology'due south already been cashed, skip ahead. ) If you're not certain about your money order's status, you can rail it by calling the issuer'south customer service number or using the tracking feature on its website.

How to abolish a money order

Here are the steps to cancel a money guild.

Step 1: Contact the issuer , who volition ask you to start the cancellation procedure past completing a asking form. If it was a Postal Service money order, visit a post office to fill out the class.

Footstep 2: Provide details  on the request course, such as the money order's purchase date, location and amount, as well every bit its tracking number. You'll find this information on the money social club receipt, which the heir-apparent gets at the fourth dimension of buy. If you lot don't have the receipt, fill in every bit much data as you can.

Y'all might besides be asked for the proper noun of the person or company you were paying and a brief clarification of how the money lodge was lost.

Step 3: Attach a copy of the receipt , if y'all accept it.

Step 4: Submit the cancellation request form and pay a fee. Depending on the provider, you don't have to return the class to the same location, or even in person. Some issuers, including Western Matrimony, let you email, fax or postal service the asking.

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Fees for canceling a money order

Here's what some of the larger coin-order issuers accuse for a cancellation:

• MoneyGram: $18 (bachelor at Walmart).

• U.S. Postal Service: $6.25.

• Western Union: $15 if you accept your receipt, $30 if you don't.

Once the issuer accepts payment, information technology will verify your information and research whether the money lodge was cashed. If all goes well, the issuer volition cancel the erstwhile money order and send a new one. The entire procedure varies past issuer, but it often takes about xx to thirty days if you provide a receipt. If not, it can take around eight weeks.

Money order refunds

Instead of receiving a new coin order, you lot can ask for your money back, usually on the same form. The fees and time to process are mostly the same as if yous canceled.

What if the money order was cashed?

If the money society has already been cashed, you probably won't get your cash back or a replacement coin society. Only you might still be able to collect.

The provider might requite you a photocopy of the cashed coin order. If you think information technology was cashed fraudulently, warning your local law enforcement. The re-create could help regime take hold of the criminal and make sure the money is returned to you lot.

To help protect yourself against fraud, write a name in the "payee" field as soon as you purchase the coin order and give one only to people or businesses you trust.

If you receive a coin social club, cash information technology or deposit information technology in a checking or savings account  before yous have a chance to lose it. But if your coin lodge does disappear, follow these steps for a decent shot at reclaiming your cash.

Source: https://www.nerdwallet.com/article/banking/lost-money-order

Posted by: wileylicep1943.blogspot.com

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